Terms of Service

1) Acceptance of Terms

By using our Services, you agree to comply with and be legally bound by these Terms. You also acknowledge our Privacy Policy.

2) Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet these requirements.

3) Our Services

FYR Legacy provides insurance marketing, educational resources, lead generation, and enrollment assistance for Final Expense and Medicare products. We do not guarantee coverage, approval, or outcomes; eligibility and rates depend on carriers’ underwriting guidelines.

4) Consent to Communications

By submitting your contact information, you consent to receive calls, texts (including via autodialer or AI-assisted system), emails, and voicemails from FYR Legacy and our licensed agents about your inquiry. Message/data rates may apply. Frequency varies. You can opt out of SMS at any time by replying STOP. Your consent is not a condition of purchase.

5) Disclaimers

Our Services are provided “as is” and “as available.” We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. Insurance quotes are for informational purposes only and subject to verification by carriers.

6) Limitation of Liability

To the maximum extent permitted by law, FYR Legacy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits or revenues, arising out of or relating to your use of our Services.

7) Indemnification

You agree to indemnify and hold harmless FYR Legacy, its officers, agents, and employees from any claims, liabilities, damages, and expenses (including legal fees) arising out of or related to your use of our Services or your violation of these Terms.

8) Intellectual Property

All content, logos, trademarks, and materials provided by FYR Legacy remain our property or the property of our licensors. You may not copy, modify, distribute, or exploit any part of our Services without our written consent.

9) Third-Party Services

Our Services may include links or integrations with third-party services (e.g., GoHighLevel, Meta Ads, Stripe, Vapi). We are not responsible for the practices, content, or services of those parties.

10) Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to us, other users, or third parties.

11) Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to conflict of law principles.

12) Changes to Terms

We may revise these Terms from time to time. The updated version will be posted with a new “Last Updated” date. Continued use of our Services constitutes acceptance of the revised Terms.

13) Contact Us